A dependent care FSA is a special account that allows you to set aside pre-tax dollars to pay for eligible dependent care expenses, such as childcare, preschool, or summer camp. The funds in a dependent care FSA are not subject to federal income tax or payroll taxes, which can save you a significant amount of money.
The maximum amount that you can contribute to a dependent care FSA in 2025 is $5,000. This limit is the same for both married couples and single parents. The funds in a dependent care FSA can be used to pay for expenses for a child under the age of 13, as well as for a disabled spouse or dependent.In order to participate in a dependent care FSA, you must meet certain eligibility requirements. You must have a qualifying child or dependent, and you must have earned income from a job or self-employment.
